Plafond	1 Tahun	2 tahun	3 Tahun	4 Tahun	5 tahun	6 tahun *	7 tahun *	8 Tahun *	9 Tahun *	10 Tahun *
	12 Bulan	24 Bulan	36 Bulan	48 Bulan	60 Bulan	72 Bulan	84 Bulan	96 Bulan	108 Bulan	120 Bulan
300,000,000	28,750,000.00	16,250,000.00	12,083,333.33	10,000,000.00	8,750,000.00	7,766,666.67	7,171,428.57	644,479.17	345,462.96	245,694.44
400,000,000	38,333,333.33	21,666,666.67	16,111,111.11	13,333,333.33	11,666,666.67	10,355,555.56	9,561,904.76	859,305.56	460,617.28	327,592.59
500,000,000	47,916,666.67	27,083,333.33	20,138,888.89	16,666,666.67	14,583,333.33	12,944,444.44	11,952,380.95	1,074,131.94	575,771.60	409,490.74
600,000,000	57,500,000.00	32,500,000.00	24,166,666.67	20,000,000.00	17,500,000.00	15,533,333.33	14,342,857.14	1,288,958.33	690,925.93	491,388.89
700,000,000	67,083,333.33	37,916,666.67	28,194,444.44	23,333,333.33	20,416,666.67	18,122,222.22	16,733,333.33	1,503,784.72	806,080.25	573,287.04
800,000,000	76,666,666.67	43,333,333.33	32,222,222.22	26,666,666.67	23,333,333.33	20,711,111.11	19,123,809.52	1,718,611.11	921,234.57	655,185.19
900,000,000	86,250,000.00	48,750,000.00	36,250,000.00	30,000,000.00	26,250,000.00	23,300,000.00	21,514,285.71	1,933,437.50	1,036,388.89	737,083.33
1,000,000,000	95,833,333.33	54,166,666.67	40,277,777.78	33,333,333.33	29,166,666.67	25,888,888.89	23,904,761.90	2,148,263.89	1,151,543.21	818,981.48
1,100,000,000	105,416,666.67	59,583,333.33	44,305,555.56	36,666,666.67	32,083,333.33	28,477,777.78	26,295,238.10	2,363,090.28	1,266,697.53	900,879.63
1,200,000,000	115,000,000.00	65,000,000.00	48,333,333.33	40,000,000.00	35,000,000.00	31,066,666.67	28,685,714.29	2,577,916.67	1,381,851.85	982,777.78
1,300,000,000	124,583,333.33	70,416,666.67	52,361,111.11	43,333,333.33	37,916,666.67	33,655,555.56	31,076,190.48	2,792,743.06	1,497,006.17	1,064,675.93
1,400,000,000	134,166,666.67	75,833,333.33	56,388,888.89	46,666,666.67	40,833,333.33	36,244,444.44	33,466,666.67	3,007,569.44	1,612,160.49	1,146,574.07
1,500,000,000	143,750,000.00	81,250,000.00	60,416,666.67	50,000,000.00	43,750,000.00	38,833,333.33	35,857,142.86	3,222,395.83	1,727,314.81	1,228,472.22
1,600,000,000	153,333,333.33	86,666,666.67	64,444,444.44	53,333,333.33	46,666,666.67	41,422,222.22	38,247,619.05	3,437,222.22	1,842,469.14	1,310,370.37
1,700,000,000	162,916,666.67	92,083,333.33	68,472,222.22	56,666,666.67	49,583,333.33	44,011,111.11	40,638,095.24	3,652,048.61	1,957,623.46	1,392,268.52
1,800,000,000	172,500,000.00	97,500,000.00	72,500,000.00	60,000,000.00	52,500,000.00	46,600,000.00	43,028,571.43	3,866,875.00	2,072,777.78	1,474,166.67
1,900,000,000	182,083,333.33	102,916,666.67	76,527,777.78	63,333,333.33	55,416,666.67	49,188,888.89	45,419,047.62	4,081,701.39	2,187,932.10	1,556,064.81
2,000,000,000	191,666,666.67	108,333,333.33	80,555,555.56	66,666,666.67	58,333,333.33	51,777,777.78	47,809,523.81	4,296,527.78	2,303,086.42	1,637,962.96
3,000,000,000	287,500,000.00	162,500,000.00	120,833,333.33	100,000,000.00	87,500,000.00	77,666,666.67	71,714,285.71	6,444,791.67	3,454,629.63	2,456,944.44
4,000,000,000	383,333,333.33	216,666,666.67	161,111,111.11	133,333,333.33	116,666,666.67	#############	95,619,047.62	8,593,055.56	4,606,172.84	3,275,925.93
5,000,000,000	479,166,666.67	270,833,333.33	201,388,888.89	166,666,666.67	145,833,333.33	#############	119,523,809.52	10,741,319.44	5,757,716.05	4,094,907.41
6,000,000,000	575,000,000.00	325,000,000.00	241,666,666.67	200,000,000.00	175,000,000.00	#############	143,428,571.43	12,889,583.33	6,909,259.26	4,913,888.89
7,000,000,000	670,833,333.33	379,166,666.67	281,944,444.44	233,333,333.33	204,166,666.67	#############	167,333,333.33	15,037,847.22	8,060,802.47	5,732,870.37
8,000,000,000	766,666,666.67	433,333,333.33	322,222,222.22	266,666,666.67	233,333,333.33	#############	191,238,095.24	17,186,111.11	9,212,345.68	6,551,851.85
9,000,000,000	862,500,000.00	487,500,000.00	362,500,000.00	300,000,000.00	262,500,000.00	#############	215,142,857.14	19,334,375.00	10,363,888.89	7,370,833.33
10,000,000,000	958,333,333.33	541,666,666.67	402,777,777.78	333,333,333.33	291,666,666.67	#############	239,047,619.05	21,482,638.89	11,515,432.10	8,189,814.81
Persyaratan Kredit :						Call  :
KTP Suami + Istri, NPWP, Kartu Keluarga, Akta Nikah, Akta Pisah harta (jika ada)
Rekening Tabungan 3 bulan terakhir atau laporan pembukuan
Data Agunan (Sertifikat, IMB, PBB)
Bon,Faktur penjualan dan pembelian
Copy Invoice/PO/Surat Jalan
Legalitas Usaha
Badan Usaha :
KTP Pengurus dan pemegang saham
NPWP, TDP, SKDP, SIUP
Akta Pendirian dan Perubahan berikut pengesahannya
Rek Tabungan/Giro 6 bulan terakhir
Surat Ijin Lainnya terkait dengan usaha
SKEMA PEMBIAYAAN
		Jan-00	Jan-00	Jan-00
Data Jaminan	ITEM 1	ITEM 2	ITEM 3	TOTAL
Jenis Jaminan	RT
Luas Tanah (M2)	490
Luas Bangunan (M2)	450
No. Sertipikat / Tahun	3939 / 2017
Alamat Jaminan Sesuai dengan Sertifikat	Jl. Bahtera Indah III Blok Z-14 No. 3 - Penjaringan, Kapuk
Alamat Jaminan Sesuai dengan Survei	idem
Nilai Appraisal Dokumen (Pasar)	1,500,000,000
Nilai Appraisal Dokumen (Likuidasi)	1,125,000,000	-	-
Nilai Appraisal Fisik (Pasar)	1,500,000,000
Nilai Appraisal Fisik (Likuidasi)	1,125,000,000	-	-
Nilai Pasar	1,500,000,000	-	-
Nilai Likuidasi	1,125,000,000	-	-
Kebutuhan Pembiayaan	1,035,715,000
CREDIT CONDITION
Likuidasi (%)	75%
Collateral Coverage (%)	109%	0%	0%
Rate FLAT jual	14.40000%
Rate EFF jual	25.59533%
Tenor (Month)	12
Provisi	2%
Biaya Admin + Notaris	15,000,000
Life Insurance :				Prudential
Tipe Insurance
% Selama Tenor
Fire Insurance :				ACA Insurance
Tipe Insurance
% Selama Tenor
CREDIT CONDITION DETAIL
Pembiayaan dari IIF	1,035,715,000	-	-	1,035,715,000
Rate	149,142,960	-	-	149,142,960
AR	1,184,857,960	-	-	1,184,857,960
Angsuran per bulan	98,738,200	-	-	98,738,200
First Payment
Life Insurance	-	-	-	-
Fire Insurance	-	-	-	-
Biaya Provisi	20,714,300	-	-	20,714,300
Biaya Admin + Notaris	15,000,000	-	-	15,000,000
Total First Payment	35,714,300	-	-	35,714,300
Nilai Pencairan	1,000,000,700	-	-	1,000,000,700.00